Important Links for Homeowners with Loan Difficulties

• US Department of Housing & Urban Developement (HUD)
• Foreclosure Prevention
• ACORN Housing – (866) 672-2976
  This nonprofit has programs with many lenders to help homeowners negotiate affordable loan payouts and other ways to prevent foreclosure. It also advocates policy reform to stop preditory lending
• Homeownership Preservation Foundation – (888)995-4673 This community development group offers free foreclosure avoidance counseling and assistance contacting lenders
• Counseling Agencies – (800) 569-4287 The US Department of Housing and Urban Development sponsors housing counseling agencies throughout the country that offer advice at little or no cost.
• State Government Websites – California web sites in English and Spanish with tips on foreclosure prevention.
• Internal Revenue Service – Answers to questions on the tax implications of foreclosure and debt cancellation.